Please use this form to submit your study for inclusion into our database. It will be checked by a member of the Innovation Growth Lab team, who may be in contact to ask for more information. Your email address * Your name * Title * The name of the study Short summary This paper tests the role of three behavioral biases: present bias, limited memory, and overconfidence about memory. A brief description of the project's goals and its current state Abstract <p>Why are micro, small, and medium enterprises slow to adopt profitable business practices? We test the role of three behavioral biases: present bias, limited memory, and overconfidence about memory. In partnership with a payments financial technology (FinTech) provider in Mexico, we randomly offer businesses that are already users of the payments technology the opportunity to be charged a lower merchant fee for each payment they receive. We randomly vary whether the firms face a deadline to register for this lower fee, whether they receive a reminder, and whether the reminder is anticipated (i.e., whether we tell them in advance that they will receive a reminder on a certain date).</p> The full abstract of the study, if available Links https://www.socialscienceregistry.org/trials/6540 Links to any published papers and related discussions Authors * Affiliations Academic and other institutes that the authors of the study are members of Delivery partner Organisations involved in delivering the trial, if appropriate Year Year Year199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023202420252026 Month MonthJanFebMarAprMayJunJulAugSepOctNovDec Day Day12345678910111213141516171819202122232425262728293031 Journal Journal publishing the study, if available Publication stage * Working Paper Published Ongoing Research Forthcoming Discussion Paper Research theme * Entrepreneurship Innovation Business Growth Country Country or countries where this study took place. Topics What sort of topics does the study cover? Sample attributes Hypotheses / research question Sample Trial population and sample selection Number of treatment groups Size of treatment groups Size of control group Unit of analysis Clustered? Yes No Cluster details Trial attributes Treatment description Rounds of data collection Baseline data collection and method Data collection method and data collected Evaluation Outcome variables Results Intervention costs Cost benefit ratio Reference Citation for use in academic references